[WE ARE FINFELLAS]

Ansis Spridzans is an attorney at law firm Spridzans, Snipe & Hramcenko. Ansis has assisted a number of major clients and executed numerous unique transactions during his 20+ years of experience in banking & finance law. P2P platforms and fintech companies seek his assistance with respect to licencing, operation model change, regulatory and business issues.

Nadezhda has more than 20 years experience in financial sector and is active in MiFID-Compliance and Market Abuse Compliance since 2007, including 10 years experience in Latvian supervision authority – the Financial and Capital Market Commission (the FCMC). 

As a Chief Supervision Expert of Financial Instrument Market Supervision Department,  responsibilities includes off-site supervision of broker companies and banks in the field of investment service, leading of on-site investigation, participation in licensing and approval process of new firms and services in financial instrument market, handling of customers' complaints, participation in the process of amendments of law and rules of the FCMC, participation in the work of several committees established by EU supervision authorities ESMA and EBA, MiFID II requirements implementation in supervision practice, as well as ongoing consultations and recommendations for market participants and colleagues in the field of investment services and AML.

She is a Certified Anti - Money Laundering Specialist (CAMS) since 2009, as well has over 10 years experience in training executive audiences. 

Denis is an expert in commercial disputes and international arbitration. He has handled disputes in industries such as fintech and crowdfunding, health care, waste collection, construction, railways, transport, insurance, accounting and finance. He also has extensive experience in corporate insolvency and debt collection proceedings. Denis acts as an arbiter recommended by the Estonian Chamber of Commerce and Industry. His expertise covers enforcement of judgements related to cross-border disputes.

Matt has been working at Bondora for over 3 years, and banking/fintech for more than 6. While he's responsible for building the investor product, he's also involved with marketing and communications. Favourite part of the job? Working with A-players, every single day.

Chairman of the Board at NEO Finance

Experienced Serial Entrepreneur and Chairman Of The Board with a demonstrated history of working in IT and financial services industry. Skilled in Negotiation, Budgeting, Microsoft Excel, Analytical Skills, and Customer Service. Strong finance professional with a Chairman of the Board Education focused in Business Administration and Management, General from BICG.

Roxana is Chief Strategy Officer at Blend Network, a peer-to-peer lending platform that was last year selected by the Mayor of London as one of the UK’s top-ten FinTech companies. She is responsible for the platform’s growth and strategic partnership alliances. Prior to joining Blend Network, Roxana spent eight years in the City as a Vice President of commodities at Morgan Stanley and Barclays responsible for the design and implementation of fundamental-based and tactical trade ideas advising institutional investors and pension funds. Most recently, she founded leading UK mobile beauty platform Zeebba, dubbed the ‘Uber of Beauty’ by the London Daily Mail, and successfully exited after 18 months. Roxana holds an MSc in Financial Economics and Econometrics and a BSc in Quantitative Economics. She is a volunteer outreach worker engaging with homeless people across London with outreach teams and regularly hosts Ladies Pampering Days for vulnerable women living in the streets. Her moto in life and work is ‘You don’t ask, you don’t get!’.

Zitah McMillan is the CEO and Co-Founder of Predictive Black, a machine learning software that helps larger SMEs transform their cash data into usable, useful intelligence.  Prior to founding Predictive Black, Zitah ran a large European lending business for a US VC firm.  She joined from the Financial Conduct Authority, the UK’s financial services regulator, where she had been on the Executive Committee as Director of Communications and International.  Zitah started her career in marketing, advertising and communications, working in large advertising agencies for blue chip global companies and in government communications.  In her spare time, Zitah has a long list of books on her reading list that she’s working her way through when her kids and dogs give her the time.

Juancho Arregui (Madrid 1972), Digital Humanist, Architect, Artist and Entrepreneur.

He is an architect by the Superior Technical School of Architecture of Madrid from the UPM in 2003, graduated in Fine Arts by the UCM in 2013, and Master in Contemporary Art Criticism and Visual Culture by the Faculty of Philosophy of the UAM in 2016.

As an entrepreneur he has been selected to present his project in numerous startup competitions and in 2018 he won the first prize in the Blockchain Day of Connector in Barcelona and his former startup, brickfunding.com, was accelerated at the Connector Startup Accelerator program in Madrid.

His awards and grants as architect and artist include the Grant of the Royal Academy of Spain in Rome (2014); the Aid to Production in Visual Arts of the Community of Madrid (2012); the Production Grant for the Granada Biennial (2011); the First Prize in the painting competition of the International University of Andalusia (2011); the Production Grant for the call Tentaciones at Estampa Fair in Madrid (2011); or the First Prize in the architectural competition for the rehabilitation and adaptation of buildings 8 and 9 of Matadero Cultural Center in Madrid (2009).

He is also an expert in UX and FullStack Developer (JavaScript, NodeJS, Express, TotalJS, Angular, and MongoDB), passionate about Blockchain, and a fan of electronics and the maker world.

Jatin Ondhia- CEO, Shojin Property Partners

After spending 12 years with UBS Investment Bank Jatin set up the Shojin Group to provide direct investment opportunities in real estate, connecting UK property developers with global capital.  In 2017 the business launched a regulated online investment platform to provide the same deals to the global mass-affluent and retail market.  

Edgars Ivanovs is an innovator with an expertise in real estate and urban development. 

Edgars is a co-founder and an Investment Architect at real estate investment firm VILIA, managing investments in several development projects in Riga, Latvia with total investment volume above EUR 40M.

Janis Timma is a co-founder and CEO of the CROWDESTOR crowdfunding platform since 2017. 

Prior to that, Janis has worked in the BDO Latvia (2011-2018), responsible for the Energy Sector. From 2013 until now, he is the Chairman of the Board in the Combined Heat and Power Plant Association of Latvia. In 2015 and 2019, Mr. Timma has founded and owns two biomass plants in Riga, Latvia.

Janis is very active in the day-to-day activities of CROWDESTOR, enjoys communicating directly with investors, and is very attentive to feedback.

Energetic and performance driven Business professional. Commercially aware with a career spent in the Financial Services arena, accustomed to operating and delivering in structured, high profile, high pressurised environments often under significant business change.

Jan is an enterepreneur with expertise in technology, financial and operational management, startups, commercial real estate and proptech. He enjoys building projects from scratch and developing new ideas. He is a co-founder of Data4You, organization focused on building digital society, providing coding education to career-changers and developing startup ideas. Jan is passionate about working with smart people to build a technology company. 

Before founding Data4You he previously acted in several executive and specialist roles in the corporate world. Jan was responsible for execution of commercial real estate and banking projects.

Tobias Lindner is an author, private investor, and online entrepreneur.

In 2007 Tobias got his Bachelor of Arts degree in Economics from Hamburg School of Business Administration (HSBA). He is an experienced podcaster and author who works as a Logistics Manager for a big European retailer.

Tobias runs a blog "P2P Lending at It's Best" where he talks about all things related to P2P investments.

Head of SME at CROWDESTOR.

After getting his Bcs in Economics, and Business Administration from Stockholm School of Economics in Riga, Arturs has worked extensively in fintech. 

Arturs has fundraised 56m EUR for 1000+ international SMEs, advised 100+ Baltics Companies, and Founded 10 Start-ups & Invested in 4 Businesses.

Karsten Wenzlaff is the founder of the Institute of Communications for Social Media, a Berlin-based research facility for new forms of electronic technology. He has received an MPhil in International Relations with a thesis on international financial regulation from the University of Cambridge (UK). 

His research focus is Alternative Finance, FinTech, and Crowdfunding, particularly Civic Crowdfunding and Corporate Crowdfunding. He teaches undergraduates and conducts his research at the University of Hamburg at the Chair for Digital Markets. He is also a research affiliate with the Cambridge Centre for Alternative Finance at the Judge Business School and the European Centre for Alternative Finance at the University of Utrecht. Karsten also teaches Master Students at the University for Applied Sciences in Bremen and FinTech Regulators in the Executive Education Program on Fintech and Regulatory Innovation of the Judge Business School. 

Chief Operating Officer at CROWDESTOR

In 2016 Anatolijs finished his Bachelors in Economics and Business at Stockholm School of Economics in Riga and from 2015 to 2019 has worked as a private banker and investment specialist. And now Anatolijs is the COO of the crowdfunding platform, CROWDESTOR.

Anatolijs is a team player and always keeps an open mind, since he believes two heads are better than one.

And now Anatolijs is the COO of the licenced peer to business platform, Debitum.

Ali is the founder and Chief Executive Officer (CEO) of British Pearl. He is an experienced financial professional and entrepreneur and has spent the last 20 years in financial services. He thrives on building innovative businesses with inspirational people and is principally interested in the alternative finance market (AFM), with a focus on Equity and Debt based investment platforms. 

Who is the speaker? This is where you will find a bio to outline speaker's credentials and the unique perspectives they will bring to the conference. 

CEO at Kaiserex Cryptocurrency exchange & OTC desk 

Linas has been a cryptocurrency miner and has ran his own crypto mining pool. He is a Information Technology enthusiast with 10 years of expertise in SEO link and strategy building. Linas also is a board member and a investor, investing in crypto and various SEO optimized websites in order to create passive income.

In 2015 he got Bachelor degrees in Environmental Science and Psychology from Vytautas Magnus University.

I have been interested in Bitcoin technology (also known as "Blockchain technology") since 2011. Most of my free time is spent studying Bitcoin technology and popularizing it. 

My other interests include computer security, social engineering (how to protect against it), cryptography, transhumanism, bionic technologies, human augmentation, artificial intelligence.

Andrius is Chief Executive Officer as well as blockchain researcher at SUPER HOW. He is a passionate blockchain visionary and a prominent business development professional with a passion for new technologies and innovations. Andrius has proven experience in the field of international business development, negotiations, international relations as well as working experience with governmental institutions. Andrius has more than 10 years of experience working in large-scale innovative projects such as building Lithuania’s archive for electronic documents, or digitisation project of Lithuanian documentary archives. More than 4 years he was leading the team of researchers and developers working with e-Health (e-prescription, electronic medical records, e-patient and etc) e-Government (electronic services, electronic documents and registers and etc.) and e-Democracy (e-Municipality voting, public records databases and etc.) projects in Lithuania. Currently, he is an active participant of governmental and institutional working groups setting the regulatory framework in Lithuania and the European Union in blockchain and digital assets adoption process. Andrius also holds the Blockchain Business Analyst Certificate and had done several research papers on Blockchain topic. As an expert in his field at New Capital, Andrius works with projects that are beneficial to mankind and have considerable transformative potential.

Marketing Lead at Howdoo

Obsessed with DeFi, Flash loans, MEV and the blockchain economy.

Marketing and communications specialist with 5+ years of experience in working remotely as well as leading teams.

Economics analyst with an in-depth background in both Macro and Microeconomics.

Co-Owns multiple businesses.

On Yavin is a serial entrepreneur, lawyer, and angel investor. Over the years he has established and built several successful companies, and invested in and mentored many others. In 2017, he joined the blockchain industry with the founding of Cointelligence. Since then, through Cointelligence he has provided the industry with valuable research and education. At the start of 2021 he launched Cointelligence Fund, a fund-of-funds dedicated to digital assets, where he serves as Managing Partner.

CEO of the crowdlending platform, Esketit

Vitalijs is a Resourceful manager who is keen on filling the void that exists in today’s online financial marketplace; keeping up-to-date with constantly evolving fintech solutions to benefit both existing and prospective clients. Delivering a combination of portfolio management, complex banking operations, financial analysis, cash management, loans, and general project management. Vitalijs possesses good organizational skills that enable him to meet academic timelines, in both group-based projects and independent assignments.

A credit specialist that is known for commitment, achievement, and high level of accuracy using ethical work standards and international skill sets. With 9+ year’s ongoing experience, Vitalijs has been developing his expertise in various roles to achieve productive accounting, finance, and human resource skillsets.

Thomas Kralow is a well-experienced trader with 7 years of trading under his belt and has made just over $9 million in verified net profits by day trading. 

In 2020 Thomas gained popularity with his successful university grade trading education programs (Thomas Kralow Trading Academy). He believes that day trading is a business and should be treated as such. Like in a business, you need the right information and guidance and someone to make you apply your knowledge practically.

Thomas's day trading journey began when he was in the US applying for a law school. There he met a Private Fund manager from Switzerland who later became Thomas's mentor.

These days Thomas has different goals in mind like starting a hedge fund, donating to charity, growing his businesses, and eventually becoming a billionaire.

Independent personal finance expert from Latvia.

He has a Master's degree in International Finance and Banking from the School of Banking, an MBA from the SBS Swiss Business School and a certificate in financial analysis from the CFA Institute. 

Kaspars runs a blog called Peisenieks where he talks about personal finance topics.

Leading the TWINO Investment platform. Roberts main duty here is to make things happen in the right direction both for us and our investors. Our investor base has grown to nearly 30,000 and they have funded more than EUR 900 million worth of loans.

Previously, Roberts worked for Marsh & McLennan Companies, which is a global leader in insurance consulting and risk management. Roberts was mostly focusing on such insurance lines as Professional Indemnity (mostly IT), Cyber Risk, Property Damage and other Liabilities.

Looking even further back, Robert was an Economist/Financial Analyst at Dukascopy Bank SA, where He analyzed financial markets with a deep focus on currencies. Day-to-day activities consisted of technical analysis, market research, lots of presentations, and discussions with industry experts/professionals.

Experienced legal professional with an in-depth knowledge of over 15 years in the financial and capital markets industry.

Skilled in Legal & Compliance, financial and capital markets and regulatory affairs, all types of lending and financing and personnel management.

Valerija Klimenkova is VIAINVEST platform lead. Her experience in fintech started at the platform’s mother company VIA SMS Group, in 2014. Through these years, Valerija gained knowledge and comprehension of investments as a support and product team member. With her extended insights into the industry, she is a driving force for VIAINVEST development. 

Arturs Kostins is the CO-Founder & CEO of the Altero group working in the Baltics. Arturs has Co-founded 30M+ worth startups from scratch, Sold 200M EUR consumer loans on the Altero platform, Served 200k customers loan comparison.

Arturs has experience of 13 years in the finance industry from which 8 years have been spent in banking and 6 years in fintech.

Arturs is a Real Estate professional with a BSc in Economics, MSc in Finance and banking. Also, Arturs is a Ph.D. candidate.

Aure is the Chief Marketing Officer of LandEx. He holds an MSc in business economics and management and another MSc in political science. 

After an internship at the European Commission, Aure moved to Estonia where he worked for the transportation startup Bolt for a short time before joining LandEx in January 2022. 

In his free time, Aure likes to read books and writes articles online.

Yonko is the Chief Operations Officer of the P2P marketplace Afranga. He was part of the management team which founded the platform and helped it scale its operations. His previous professional experience includes working between Sofia and London, and he has also worked on projects in New York.

Yonko holds a Master of Laws degree from Sofia University, and in 2015 he studied "Alternative Investments" at the London School of Economics. He has been a speaker at events such as TEDxSofiaUniversity, Robotics Strategy Forum, European Digital Week, Eastern European Gaming Summit and has participated as an economic and tech analyst in numerous media outlets in Bulgaria.

In his spare time, he enjoys climbing, hiking, football, dealing with robots and gadgets as well as playing chess and Bridge.

Henrijs is CEO of Debitum – a digital private bank that accelerates small and medium businesses by using the technology of p2p. Retail and professional clients are offered investments in bond-like financial instruments – Asset-Backed Securities. 

Before joining Debitum Henrijs worked in a Business Development role in one of the biggest debt collection and creditworthiness companies in Latvia that were part of listed B2Holding ASA group. Previously, Henrijs has also held operational and managerial roles in Fintech and IT industries. Fun Fact – Henrijs holds a professional truck driver’s license.